VA Mortgages

    VA Mortgages – 10 Key Facts Many Veterans Do Not Know More than 1.6 million Veterans and Service members live in Florida, but only about 6 percent of them bought a home using a VA home loan. Eligible Veterans often bypass the program as a viable option for a number of reasons. First, they… [Read More]

Mortgage Who’s Who

Mortgage Who's Who

      Here is a list of the Key Players in Buying a House: The Loan Officer can almost be likened to your lawyer who instead of representing you before a court, is representing you before a bank.  There is a big difference in who the Loan Officer works for. A Loan Officer for… [Read More]

The Best Mortgage Programs

77 Best Mortgage Program

  Which mortgage program is the best? The answer is the one that you best qualify for a mortgage. The 2 best mortgage programs are VA and USDA mortgages because these are $0 down, no or very low private mortgage insurance, and low credit scores to qualify (500 for VA and 580 for USDA.) VA… [Read More]

$0 Down USDA Mortgages

USDA MORTGAGES

      USDA stands for United States Department of Agriculture. Originally, the program was designed to help families with moderate income buy rural housing. Or, homes in the country, far away from the city. Today, with urban sprawl, you can get a USDA mortgage close to work or other city life. Here are the… [Read More]

Mortgages: FHA vs CONVENTIONAL

7 FHA vs Conventional

      Which one is Right? The simple answer is:  which one gets you the mortgage for the house you want. Here are some key highlights: FHA FHA stands (Federal Housing Administration) loans are available to all borrowers and are guaranteed by the government. The mortgage is issued by the bank, not the government,… [Read More]