Bank Statements Needed for Mortgage

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Let a Licensed Mortgage Broker Find the Right Mortgage for You. Banks have few programs. Need Perfect Credit. No Leeway. Not on Your Side. Mortgage Brokers have 20+ Programs. Low Scores may be OK. Many Options to Qualify. Much leeway. Works for you. Even No Income Verification Mortgages. Call to Get Pre-Approved. Same Day Pre-Approvals…. [Read More]

Loan Estimate vs Closing Disclosure

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Let a Licensed Mortgage Broker Find the Right Mortgage for You. Banks have few programs. High Scores Needed. No leeway. Mortgage Brokers have 20+ Programs. Low Scores may be OK. Many options and leeway. Even No Income Verification Mortgages. Call to Get Started. Another set of key mortgage terms are: Loan Estimate and Closing Disclosure…. [Read More]

Charge Offs & Mortgages

A charge off will not stop you from getting a mortgage. It depends on the type, and the time.

Will having a Charge Off stop you from getting a mortgage? Let a Licensed Mortgage Broker Find the Right Mortgage for You. Banks have 3-4 programs. High Scores Needed. No leeway. Mortgage Brokers have 20+ Programs. Low Scores may be OK. Plenty of options-leeway. Even No Income Verification Mortgages. Call to Get Started. Charge Offs … [Read More]

Mortgage Down Payments by Program

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Let a Licensed Mortgage Broker Find the Right Mortgage for You. Down Payments Vary by Mortgage Program and Credit Score. Banks have @5 programs. Minimum 640 Score. All need tax returns or pay stubs. Mortgage Brokers have 20+ Programs. 580 Score may be OK. Many options to qualify. Even No Income Verification Mortgages. Except for… [Read More]

 Bank Accounts to Qualify for Mortgage 

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    Buying a Home? Let a Licensed Mortgage Broker Find the Right Mortgage Loan for Your Situation. Use your Bank Account to Qualify for a Mortgage Multiple loan options available. Starting at 10% Down. Or, 20% Down for No Income Verification Mortgage. Call to Get Started! ChrisLuis.com. For self-employed, if you have healthy cash… [Read More]